3第十二章 支付结算法律制度（The 3 and twelfth chapter is the payment and settlement legal system）.docVIP

3第十二章 支付结算法律制度（The 3 and twelfth chapter is the payment and settlement legal system） The twelfth chapter is the legal system of payment and settlement This chapter analyzes the situation In the last 3 years of examination, the average score of this chapter is 4 points, and the score in 2008 is 4 points. All the questions are objective questions. In the comprehensive problems, combined with the candidates should pay attention to the bank account and the instrument (2001 third, 2004 third comprehensive problems of comprehensive problems) with settlement and responsibility and negotiable instruments law (the 2003 third comprehensive questions). In 2009, the new textbook did not make any major adjustments to the content of this chapter. Analysis of recent 3 years topic quantity Type of test, 2006, 2007, 2008 2 questions, 2 points, 2 questions, 2 points, 2 questions, 2 points 1 multiple-choice question 1 points 1 points to 1 1 questions, 1 points, 1 questions, 1 points, 1 questions, 1 points Total 3 questions, 3 points, 4 questions, 4 points, 4 questions, 4 points Section 1 general theory of payment and settlement Section second settlement of accounts other than settlement of bills I. exchange 1. The account receivable is the receipt of the banks payment of the proceeds to the payees account. (P439) 2, transfer (P439) (1) if the remittance transfer shall be determined, should be marked no transfer in the remarks column exchange certificate. (2) transfer the payee must be original payee. (judgement in 2008) 3. Cancellation of exchange (P439) (1) the remitting bank must apply for the cancellation of the remittance, which has not been remitted from the remitting bank. (2) the bank shall not accept remittance or transfer to the remitting bank remittance revocation. 4. Remittance returns (P440) (selected topics in 2008) (1) the remitting bank must apply for withdrawal from the remitting bank. (2) the payee who opens a deposit account with an inward bank shall be contacted an