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中小型企业融资决策的主要依据(The main basis of financing decision of small and medium enterprises)
中小型企业融资决策的主要依据(The main basis of financing decision of small and medium enterprises)
The main basis for the financing decision of small and medium enterprises
The survival and development of enterprises, all cannot do without the investment and financing activities. With the rapid development of financial markets, investment and financing efficiency is increasingly becoming the key to the development of enterprises. Especially in todays tight control of the financial conditions for small and medium sized enterprises, according to their own development needs, seriously consider how to select their own needs and suited to their stage of development financing, and financing the use of timing, cost and risk, to determine the appropriate size of the financing and the development of the best financing periods of. Is financing experts Zhang Xuekui said, financing decision of enterprises. To solve these problems, according to the needs of small and medium-sized enterprises of all aspects of the situation, develop appropriate financing strategies, in order to make the most optimal financing decision.
A summary of corporate financing decisions
(a) an overview of corporate financing decisions
The enterprise financing decision, is the enterprise value creation according to the needs of the target, the use of a certain timing and channel, take effective financing tool, to raise the funds needed for a market behavior for the company. The financing of enterprises are diverse, there are several common:
1. fiscal financing. Financial financing from a financial point of view, can be divided into: budget allocation, financial loans through authorized agencies of the state-owned assets investment, policy loans and special construction of extrabudgetary funds, financial subsidies.
2. bank financing. From the financial perspective that the use of bank funds, mainly a variety of loans, such as credit loans, mortgage loans, secured loans, discount loans, lease financing, securities investm
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