公式50套（Formula 50 sets）.docVIP

公式50套（Formula 50 sets） 1, the formula of calculating interest (three) deposit calculation rules The head is not the tail, the calculation of interest, deposit days will be counted not head tail, from the date of deposit withdrawals to check the day before; Second, whether a leap year, leap year, regardless of month, month, year in 360 days, 30 days per month were calculated according to the For years, the moon, the calculation of the day, all deposit maturities for years, months, on the date of. From the day to deposit on the same day for a year, in the next month to the same day as the moon; The regular savings, maturity, such as the case of the holidays is not the office one day, early withdrawal, expire and interest paid in advance for the same procedures. Two, the basic method of calculating interest Due to different types of deposits, the interest rate method is also different, but the basic formula of interest unchanged, that interest is the principal, interest rate, maturity of the three elements of the product formula: interest rate = principal * * time. As with the daily interest rate calculation, interest rate X = principal * on deposit days A as with the monthly interest rate calculation, interest rate X = principal * number of months (a) method to calculate the days overdue Days overdue (= withdrawal - maturity) * 360+ months and days of withdrawal due date number (two) the method for calculating the interest 1, 100 yuan base interest method. Suitable for regular investors, demand deposit type deposit interest calculation. Second, the accumulated interest method. The calculation for interest savings bonds, also can be used to calculate the savings deposit interest. Third, profit more than interest method. The calculation applies to regular passbook savings interest. Three, all kinds of savings interest calculation (a) savings 1, the savings deposit in access for business, should bear the interest balance in the account transaction page, when depositors a