公积金贷款（housing provident fund loans）.docVIP

公积金贷款（housing provident fund loans） Chapter I General Provisions Article 1 in order to standardize the housing provident fund loans, maintaining the legitimate rights and interests of the borrower, to prevent housing provident fund loan risk, according to the Regulations on the management of housing provident fund (State Council Decree No. 350th), the Ministry of construction and other relevant departments on some specific issues of the housing provident fund management guidance, the peoples Bank of China individual housing loans management measures (silver hair 1998 No. 190), Fuzhou individual housing loans provident fund management Interim Measures (top 1998 banyan politics No. 87) and the Fuzhou city management guarantee of individual housing loan portfolio Interim Provisions (Ficus silver 1998 No. 164), the enactment of this trial measures. Second individual housing provident fund loans refers to the housing provident fund as a source of funding, to participate in the housing provident fund system employees, orientation for the purchase, construction, rehabilitation, overhaul special housing loans. Third housing provident fund loans with a loan after the first deposit, loan, whole borrow principle. Fourth Fuzhou housing provident fund management center (hereinafter referred to as management center) management mechanism for city level housing provident fund loans, housing provident fund loan application for the examination and approval, supervision of housing provident fund loans lending and settlement. The risk of housing provident fund loans shall be borne by the management center. Fifth housing provident fund loan business of Fuzhou housing provident fund management committee commissioned by the designated commercial bank management center (hereinafter referred to as the bank for loans). Bank loans for housing provident fund loans, must accept the supervision and management center. Sixth the borrower to apply for housing provident fund loans to cover the purch