论存款所有权的归属（Ownership of deposit ownership）.docVIP

论存款所有权的归属（Ownership of deposit ownership） Ownership of deposit ownership Author: Cao Xinyou CLC number: DF 438, document identifier code: a I. provisions of the existing laws and regulations concerning ownership of deposits Deposit the parties only depositors and banks of the two parties, thus the ownership of deposit not to depositors, either this or that, is owned by the bank. Chinas current laws and regulations have consistently stipulated that the ownership of savings deposits shall be owned by depositors. These provisions can be described as long ago and well organized, in chronological order and effectiveness level: In the 1.54 year of the constitution, the eleventh article states, the state protects the legitimate income, savings, housing and all kinds of means of subsistence of citizens. In the 82 year, the thirteenth constitution of the state has inherited this provision; In the sixth Plenary Session of the 8th CPC Central Committee 2.58, the resolution on Several Issues concerning the rural peoples commune stipulated: the deposits in banks and credit unions are always owned by the members.; Article eighty-second of the 3.79 year criminal law states that the lawful property of the citizens private property refers to the following property: Citizens lawful income, savings, houses and other means of subsistence.; 4. civil law seventy-fifth stipulates: the property of citizens, including citizens lawful income, housing, savings, daily necessities, cultural relics, books and reference materials, trees and the law allows all citizens of life and other lawful property; 5.93 years of the peoples Bank of China on the implementation of savings management regulations Regulations provisions of article first: refers to the personal savings all in a savings institution within the territory of the China RMB or foreign currency deposits, third stressed: the constitution protects the individual legal deposit which has a right to inviolability. Two, the representative view