展望未来（Looking into the future）.doc

展望未来（Looking into the future） Looking to the future, summing up the programmers career in the past 10 years, some concluding advice for programmers, little brothers and sisters Through the road, recall is so tortuous, put some of his own experiences to share with the programmer brothers and sisters, although in the era of change, but it is likely that you will go Ive done 10 years away, some experience you can learn, feel is right youll feel accepted, say no reason, you must abandon, the following is my heart, give you advice, especially for those small brothers and sisters. 1, own household record, the old-age insurance, the medical insurance, the housing accumulation fund, must keep well. As the programmer profession has switched over once a year, I do not hide everyone. I have changed at least 5 or more units. During this period, I jumped and even changed 3 cities. Fortunately, the accounts did not lose, and the rest are already chaotic, in several cities have been handed over three gold, or even a program of the 2 districts have to pay, and those things, 10 years later, will become very important. If you buy a house, if you have a provident fund, you can take it out, the loan interest rate will be relatively low, there are children, but also need to go to school, sick, but also need medical insurance. Especially when you buy a house, you want to commercial loans and provident fund loan interest rates vary greatly, there may be a gap of 100 thousand. You usually have to pay attention to these, will bring you the loss will be minimal, for example, the monthly payment of 300 yuan fund, the company has to pay 300 yuan, can save 600 yuan a month, a year is 7200 yuan, 10 years is 72000 yuan. I used to ignore these, I need to buy a house, provident fund may be only a few thousand yuan, 10 years passed quickly, I was not able to keep down the number of provident fund, medical insurance, pension, etc. not to mention, have been confused, the loss of 10 years of accumulati