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2014年互联网金融八大猜想(2014 eight major financial Internet conjecture)
2014年互联网金融八大猜想(2014 eight major financial Internet conjecture)
2014 eight major financial Internet conjecture
In 2013, the Internet Financial menacing, almost overnight to the traditional bank bulkhead yigun. From the balance of treasure turned out, to a variety of treasure, a variety of financial products have burst into peoples vision, a public Internet companies first opened the enclosure movement in the financial sector. The annual yield has let me the grass root the big dipper 8% and 10%, but with a hurricane blowing furiously, people have gradually started to worry about the risk of simmering will be exposed. Next years Internet banking will show what a scene, we might as well come together to bold speculation.
Guess one: guaranteed interest rates will be stopped?
October, Baidu and Huaxia Fund jointly launched the Internet users for the hundred hair financial plan, which yields an annual rate of 8%, guaranteed income guarantee, bright blind eyes, on-line first day sales of over 1 billion yuan. In December 25th, NetEase also launched financial products not resigned to playing second fiddle Tim scheme, in addition to huitianfu cash treasure monetary fund up to 6.42% of the annual yield, NetEase also out of pocket envelopes subsidies give users a yield of 5%, resulting in 500 million lines robbed soon end.
This approach is similar to throwing money, circle of customers began to rise in the Internet business, anyway, more money is not afraid of burning, the first customer source accounted for. Compared with the traditional financial rules, Internet banking had a smart, advertising in the zero risk, income guarantee, and supervision of the red line start playing touch ball, and even some have been suspected of illegal cross line.
According to the provisions of the measures the administration of securities investment fund sales, fund sales institutions shall take sweepstakes, rebates or send goods, insurance and fund share sales fund, while the rich and powerful In
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