商业银行管理 期末考试重点名词解释汇总（Commercial bank management final examination key terms explanation summary）.docVIP

商业银行管理 期末考试重点名词解释汇总（Commercial bank management final examination key terms explanation summary） Commercial bank management final exam key words explanation summary.Txt, I am reluctant to bully people, which can let others bully? Life is so long, wait for you a few years, count what I love, I will personally give her happiness, others I do not trust, I want you, I must find you, you are not allowed to bully him! Only I can do it all over the world! Give up on you, next life!! 1, commercial banks: commercial banks to absorb public deposits, loans and settling accounts for the main business of the enterprise as a legal person, is the pursuit of profit maximization as the management goal, the monetary and credit business and comprehensive financial services for comprehensive management, object multifunctional financial enterprises. 2, the deposit insurance system: the deposit insurance system is to protect the interests of depositors and stabilize the financial system after the remedial measures. It requires commercial banks to transfer their deposits in accordance with certain insurance premiums to the deposit insurance institution insured, when commercial banks bankruptcy can not pay the deposit, the deposit insurance agencies to pay the statutory amount of insurance. 3, large negotiable certificates of deposit: large negotiable certificates of deposit is issued by banks with fixed term and a certain interest rate, and can be transferred financial instruments. The market for the issuance and circulation of such financial instruments is called the negotiable certificate of deposit market. 4, the deposit reserve system: reserve refers to financial institutions to ensure customer deposits and financial needs for liquidation of the deposits in the central bank, the central bank deposit reserve requirement for the proportion of total deposits is the deposit reserve ratio 5 marginal deposit cost: marginal deposit cost: the cost of increasing the last unit of deposit by the