基金收益率计算（Fund yield calculation）.docVIP

基金收益率计算（Fund yield calculation） XX investment report date from investment by the end of December 2010 22 a total of 14 months, 45% (with the actual investment 42000 yuan), the market value of 64847.11 yuan. The proceeds of its funds are calculated as follows: 1, yield method. The first 14 months, including gifts, amounted to 3000 x 14 x 1.45=60900 yuan. Earnings were 64847.11 - 60900=3974.11 yuan Return =3974.11 / 42000=0.0946 * 100%=9.46% Compound interest is compounded by an annual compound interest rate of 8.06%. This method will be presented as the amount of the cost of investment, the income and the actual amount of investment compared to, is the part of the value, but did not consider the investment time factor, equivalent to single investment income rate. Generally used as a rough calculation. 2, net growth rate method. 64847.11 / 60900=1.06481 * 100%-1=6.481% Compound interest is compounded by an annual compound interest rate of 5.53%. The method also regards the gift amount as the cost of the investment, but its market value is equal to the total amount of investment (including the actual amount and the present amount), which is the ratio of the net growth. It is used to test the portfolio managers fund selection, vision and ability, and generally can not be used alone, and needs to be compared with such as MSCI (Morgan, Stanley) index, the S P index, etc.. But it does not consider the time value of money. 3, annualized rate of return method. Using the annuity final value formula F = A * [(1+i) N times -1] /i F= final value (market value) A= annuity (monthly fixed investment) i= monthly yield According to this formula, the monthly fixed investment of 3000 * 1.45=4350 Is [(1+i) 14 -1] /i= 64847.11 / 4350 = 14.9074 After the trial algorithm, the approximate value of I is 0.96% (according to the formula calculation value is 14.9080), then the annualized income is 12.15% (the MSCI world index rose by 11.76% in 10 years, and the Chinese A share index dropped 16