常见重疾保险攻略（Common critical illness insurance.）.docVIP

常见重疾保险攻略（Common critical illness insurance.） Source: Tencent Finance [2011, 07, 17, 17:30] Full text (5 pages) Sixteenth wonderful answer, we help you to sum up the market on major diseases insurance summary. The common disease risk is divided into five kinds of traditional type, and two new types of critical illness insurance, their characteristics and suitable for the following (the case is only an example, do not represent the true cost): First, the five traditional types of critical illness insurance The risk of major diseases in 1. year period: the insurance liability occurred within one year of death or severe illness insurance amount, a year without losing money is not science. Example: 30 year old male, pay 700 yuan, the insured amount of 200 thousand, guarantee period of 1 years. For the crowd: too good graduate students, economic conditions, or they want to short-term security. The advantages: the insurance premium is cheap. The disadvantages: not guaranteed renewal, the premium increase annually. 2. regular consumption of major diseases: within the agreed time limit if the occurrence of death or severe illness insurance amount, no money and no physical maturity. Example: 30 year old male, pay 600 yuan, the insured amount of 200 thousand, the guarantee period of 20 years, 30 years, etc.. For the crowd: have a certain economic base, worried about the future of the number of years of serious illness occurs, will seriously affect the family life. The advantages: the insurance premium is cheap. The disadvantages: expiration of the contract does not guarantee renewal. [comments] is more than two kinds of major disease insurance, pure protection, and thirteenth wonderful answer introduced the accident are similar, the consumer type, are the major diseases of claims, did not happen all over to the insurance company. If this kind of insurance is additional insurance, it is usually called XX additional periodic major disease insurance, then you need to buy other ma