货币银行与学每单元重点词汇 .ppt

制作人：华北电力大学科技学院 经管系财务14K2 王裙 1.asset: any financial claim or piece of property that is subject to ownership. 2.bond: a debt security that promises to make payments periodically for a specified period of time. 3.interest rate: It is the cost of borrowing or the price paid for the rental of funds . 4.monetary policy: the management of money and interest rates. 5. financial intermediaries: institutions that borrow funds from people who have saved and in turn make loans to others. 6.Financial markets:functions and structure of financial markets,different kind of financial markets. 1.equities: which are claims to share in the net income (income after expenses and taxes) and the assets of a business. 2.secondary market: It is a financial market in which securities that have been previously issued can be resold. 3.Brokers: The men who are agents of investors who match buyers with sellers of securities. 4.money market: It is a financial market in which only short-term debt instruments (generally those with original maturity of less than one year) are traded. 5.federal funds rate：It is a closely watched barometer of the tightness of credit market conditions in the banking system and the stance of monetary policy. 6.transaction costs: the time and money spent in carrying out financial transactions, are a major problem for people who have excess funds to lend. 1.commodity money: It is money whose value comes from a commodity of which it is made. 2.medium of exchange: It is used to pay for goods and services. 3.store of value: It is a repository of purchasing power over time. 4.payments system: It is any system used to settle financial transactions through the transfer of monetary value, and includes the institutions, instruments, people, rules, procedures, standards, and technologies that make such an exchange possible. 5.Income: It is a flow of earnings per unit of time. 6.fiat money: It is a currency established as money by government regulation or law. 1.Simple l