保险单-丰隆保险.pdfVIP

HONG LEONG SMART SAVE HOSPITAL CASH INSURANCE PLAN Hong Leong Insurance (Asia) Limited (hereinafter called “the Company”) agrees to insure the Insured Person against loss covered by this Policy subject to and in accordance with the exclusions, limitations, provisions and terms described herein. This Policy is issued in consideration of the payment of premium in the manner stated herein. After taking effect, this Policy shall continue in effect until any condition contained in PART 5 shall occur, and subject to all other provisions set out hereunder. All periods of insurance shall begin and end at 12:01 a.m., standard time at the place where the Policy was issued. PART I - DEFINITIONS nursing home, rest home, home for the aged, a place for A Period of Hospital Confinement shall mean any period mental patients, alcoholics or drug addicts, or for any similar during which the Insured Person is registered as an purpose. in-patient in a Hospital and charged for room and board for treatment of Injury or Sickness. Hospital Surgical Benefit shall mean the operating room charges, anaesthetist’s charge and the actual surgical fee Accident shall mean an unforeseen and unexpected event reasonably and customarily charged by a qualified Surgeon of violent, accidental, external and visible nature, which shall to perform the operation or surgery in the Hospital. independently of any other cause, be the sole cause of bodily injury. Injury shall mean bodily injury, which is sustained by the