国际贸易结算第一部分.pptVIP

Chapter Two Why do countries Trade Part Two : Commercial Paper Chapter One From Barter to Commercial Paper Chapter Two Definitions and Types of Commercial Paper Chapter Three Negotiable v. Nonnegotiable Chapter Four Basic Requirements for a Negotiable Instrument Chapter Five Important Terms to Know Chapter Six Contract of Party to Commercial Paper Chapter One From Barter to Commercial Paper Chapter Two Definitions and Types of Commercial Paper 1. Promissory Notes 2. Certificates of Deposit 3. Drafts 4. Checks ①“本票”字样 ②无条件支付承诺 ③收款人或其指定人? ④制票人签字 ⑤出票地点和日期 ⑥付款期限 ⑦一定金额货币 ⑧付款地点 ①“支票”字样? ②无条件支付命令 ③付款银行名称和地点 ④出票人名称和签字 ⑤出票日期和地点 ⑥“即期”字样 ⑦一定金额 ⑧收款人或其指定人 Chapter Three Negotiable v. Nonnegotiable（可转让、可流通、可让购） 1.What is negotiation? It means a transfer of possession of an instrument by a person other than the issuer to a person who thereby becomes its holder. （持票人） 持票人：持有商业票据的人 他与票据的关系有三种情况：（P.16倒数第二段） （1）票据是签发给他的 （2）票据是背书给他的 （3）票据是付给来人的 （做成来人抬头的票据的实际持票人） If an instrument is payable to bearer,it is called bearer paper. 2.Formal requirements for negotiation If an instrument is payable to a specific (指定的）payee, it is called order paper (记名票据）and it can be negotiated only by delivery of the instrument after endorsement by the payee. If an instrument is payable to bearer, it is called bearer paper(来人票据）. It can be negotiated by delivery of the instrument without endorsement. P.16最后一句 Endorsing the instrument signifies an agreement to be liable for its payment to that person if the drawee does not pay it when it is presented for payment. (背书一张支票意味着转让者对付款负责，如果受让人遭到银行退票，他可以向转让者追索） 3.Negotiable commercial paper 4.Benefits of Negotiable Instruments 1. Rights of an Assignee of a Contract 2. Rights of a Holder of a Negotiable Instrument 3. General Requirements for a Holder in Due Course