bankscope英文指标的意思（英文版本）.docVIP

?Asset Quality Before analyzing provisions and asset quality ratios it is important to realize that from country to country and indeed within the same country policies vary as to how aggressively or otherwise banks provide for loan losses, when they charge off a loan and whey define loans as non performing. These differences can distort ratios. 4001 ?LOAN LOSS RES / GROSS LOANS(= 2070 / (2000 + 2070) * 100)This ratio indicated how much of the total portfolio has been provided for but not charged off. It is a reserve for losses expressed as percentage of total loans. Given a similar charge-of