农行个人住房按揭合同翻译模板.docx

Individual Housing Loan ContractAGRICULTURAL BANK OF CHINAIndividual Housing Mortgage Loan Contract(DNZ) NYA Zi (2003) No.: Lender: Subbranch of Chongqing Dadukou District Branch Center of the Agricultural Bank of China (hereinafter referred to as “Party A”)Borrower: xxx (hereinafter referred to as “Party B”)Guarantor: xxx (hereinafter referred to as “Party C”)In accordance with the relevant laws and regulations made by the State, and the Housing Loan Cooperation Agreement (No.: DNZNYAH Zi 2003 xxxxx) relating to such matter that Party A provides Party B with housing mortgage loan and Party C undertakes the guaranty liability, this contract, by consensus reached among Party A, Party B and Party C, is signed and concluded.Article IDefinitionThe terms mentioned in this contract shall be defined as follows unless otherwise specified:1. Mortgage: such act that Party B purchases commercial housing from Party C, and applies to Party A for loans with the said housing and its rights and interests as the pledge.2. Debt: all the payments of Party A indebted to Party B under this contract, including the principal of loans, interest, overdue interest, compound interest and other relevant expenses.3. Purchase contract: Commercial Housing Purchase/Sales Contract, Pre-sale Contract of Commercial Housing or other purchase agreements signed by and between Party A and Party C to purchase the commercial housing hereunder.4. Pledge: the general term for the commercial housing under this purchase contract and all the rights and interests related to the commercial housing.5. Mortgage pre-registration: pre-order commercial housing mortgage registration or mortgage registration records to be obtained by virtue of such data and information as permit for pre-sale and purchase contract, etc. required to acquire the loan before Party B has not got the property right certificate for its purchased commercial housing.Article IIThe commercial housing purchased by Party B1. It is located at 2.