1906海上保险法.doc

Marine Insurance 第1条：海上保险的定义（Marine insurance defined） A contract of marine insurance is a contract whereby the insurer undertakes to indemnify the assured, in manner and to the extent thereby agreed, against marine losses, that is to say, the losses incident to marine adventure. 海上保险合同，是一种保险人按照约定的方式和范围，对与海上冒险有关的海上灭失，向被保险人承担赔偿责任的合同。 第2条 海陆混合风险 （Mixed sea and land risks） 2.(1) A contract of marine insurance may, by its express terms, or by a usage of trade, be extended so as to protect the assured against losses on inland water or on any land risk which may be incidental to any sea voyage. 海上保险合同，得用明示条款或经由某种贸易习惯，扩展保障被保险人在与海上航程有关的内河或任何陆地风险中的损失。 (2) Where a ship in course of building, or the launch of a ship, or any adventure analogous to a marine adventure, is covered by a policy in the form of a marine policy, the provisions of this Act, in so far as applicable, shall apply thereto; but, except by this section provided, nothing in this Act shall alter or affect any rule of law applicable to any contract of insurance other than a contract of marine insurance as by this Act defined. 如果用海上保险单格式的保险单，承保建造中的船舶，或者船舶下水，或类似海上冒险的任何冒险，本法中的各项规定，只要是可适用者，均得适用之；但除本条规定者外，本法的任何规定，都不能改变或影响任何适用于本法规定的海上保险合同以外的保险合同的法律规定。 第3条 海上冒险与海上危险的定义（Marine adventure and maritime perils defined ） 3.(1) Subject to the provisions of this Act, every lawful marine adventure may be the subject of a contract of marine insurance. 受本法规定的制约，每一合法的海上冒险得为海上保险合同的标的。 (2) In particular there is a marine adventure where- 特别是以下各项属于海上冒险： (a) Any ship, goods or other movables are exposed to maritime perils. Such property is in the Act referred to as “insurable property.” 受海上危险影响的任何船舶，货物或其他动产。此种财产在本法中被称为“可保财产”。 (b) The earning or acquisition of any freight, passage money, commission, profit or other pecuniary benefit, or the security for any advances, loans or disbursements, is endangered by the exposure of insurance property to maritime perils. 由于保险财产暴露于海上危险之中而危及的任何运