概率论在经济生活中的应用.docxVIP

本科学年论文(设计)论文题目： 概率论知识在经济分析中的应用 摘要概率论是应用统计方法研究随机现象，描述随机现象总体趋势的数学概型，是对随机现象的统计规律进行演绎和归纳的科学。概率论的一些概念和简单的方法，早期主要用于赌博和人口统计模型。随着人类的社会实践，人们需要了解各种不确定现象中隐含的必然规律性，并用数学方法研究各种结果出现的可能性大小，并使之逐步发展成一门严谨的学科。现在，概率统计的方法日益渗透到各个领域，并广泛应用于经济学、医学、金融保险甚至人文科学中。随着科学的发展，数学在生活中的应用越来越广.而概率作为数学的一个重要部分，同样也在发挥着越来越广泛的用处.由于传统的数学教育属于知识传授型，不注意学生对数学方法产生的背景和思想的理解，使学生不善于利用所学到的数学知识、数学方法去分析、解决实际问题.加强数学的应用性，让学生用数学知识和数学的思维方法去看待，分析，解决实际生活问题，在数学活动中获得生活经验，这是当前课程改革的趋势.我们不仅要学好理论知识，更重要的是应用理论来实践.学好概率论，并应用概率知识解决现实问题已是我们必要的一种生活素养.本文将先对概率论的起源和发展做简单介绍，再通过实例讨论概率论在在经济管理、经济损失估测、投资风险估测、经济保险等几个经济管理估测问题中的应用。关键词：概率统计；经济领域；应用；实际问题ABSTRACTProbability and statistics is the application of statistical method research random phenomenon, describing the phenomenon of the overall trends random mathematical probability model, is to the random phenomena statistical law of the science of deduction and summarized. Some of the concepts of probability and statistics, and simple method, mainly used for gambling and early population statistical model. As the human social practice, people need to understand all kinds of uncertain phenomena of implied in the inevitable regularity, and mathematical method to study various results appear likely size, and gradually developed into a strict discipline. Now, the method of probability and statistics, and increasingly penetration in various fields, and widely used in economics, medicine, finance, insurance and even in the humanities.With the development of science,mathematics application in daily life is becoming more and more popular.While the probability of mathematics as an important part,but also plays a more and more widely.Due to the traditional mathematics education belongs as knowledge imparting,do not pay attention to students’ mathematics method to produce the background and ideological understanding,so that students are not good at learn to use the knowledge of mathematics, mathematics method to analysis,solve practical problems. Strengthen mathematics application,allowing students to use mat