保险业人工智慧科技之运用.PDF

保險業人工智慧科技之運用 符一帆 怡安保險經紀人公司大中華區精算團隊負責人 Head of Analytics, Greater China Aon Benfield China Limited Aon Benfield China Ltd., Proprietary Confidential 1 AlphaGo vs. 李世乭 Aon Benfield China Ltd., Proprietary Confidential 2 What is AI? 什麼是人工智慧？ Aon Benfield China Ltd., Proprietary Confidential 3 What is AI? 什麼是人工智慧？ • 人工智慧 （Artificial Intelligence ）亦稱機器智慧 • Artificial intelligence (AI, also machine intelligence, MI) （Machine Intelligence) ，是指由人製造出來的機器所 is Intelligence displayed by machines, in contrast with 表現出來的智慧。通常人工智能是指通過普通電腦實現的 the natural intelligence (NI) displayed by humans and 智慧。該詞同時也指研究這樣的智慧系統是否能夠實現， other animals. In computer science, AI research is defined as the study of “intelligent agents”: any device that 以及如何實現的科學領域。 perceives its environment and takes actions that maximize • 一般教材中的定义领域為“智慧主體（intelligent agent ） its chance of success at some goal. Colloquially, the term 的研究與設計”，智慧主體是指一個可以觀察周遭環境并 “artificial intelligence” is applied when a machine mimics 做出行動以達致目標的系統。 約翰·麥卡錫于1955年的定 “cognitive” functions that humans associate with other 義是「製造智能機器的科學與工程。」 human minds, such as learning and problem solving.