股权质押贷款案例分析.docVIP

ⅩⅩ股权质押贷款案例分析 摘 要：抵押担保难一直是中小企业融资的重要制约因素，股权质押贷款把企业静态的股权变成动态的可用资金，在金融危机大背景下为企业开辟出新的融资渠道。本文以股权质押贷款业务在ⅩⅩ市的实践为例，对股权质押贷款的操作性和存在风险进行分析，认为股权质押贷款为企业拓宽融资渠道和银行信贷业务的发展提供了巨大空间，是破解中小企业抵押担保难的有效方法。 关键词：股权质押；融资方式；风险 Abstract：The difficulty of mortgage and guaranty is always an important restriction factor for small enterprises financing. Due to its function of turning the static shares into the dynamic available funds, the loan of share mortgage has become a new financing approach for businesses in the background of financial crisis. This paper takes the practices of the loan of share mortgage in Jining City a