我国政府债务存在金融风险问题研究论文.doc

我国政府债务存在的金融风险问题研究 [摘要] 1993年以前，我国政府发行债券的规模并不很大，主要原因在于中央政府在发债的同时还可以通过向中央银行透支和借款来弥补财政赤字。1994年国家为理顺财政银行关系，根除通货膨胀和财政赤字的直接联系，正式规定了财政部不得向中央银行透支借款，政府入不敷出的差额只能通过发行公债弥补。由此导致公债发行规模的迅速扩大，数万亿计的地方政府债务风险正通过银行机构向金融风险转化，已经成为一个危险的动向，这必将影响国家金融安全。 本文主要内容包括：我国政府债务状况、政府债务如何诱发金融风险、美国政府债务模式学习借鉴和我国政府债务风险应对对策四个方面。由我国基本情况出发研究我国政府债务的发展历程和发展现状，研究政府债务与金融风险的关系，并借鉴学习外国管理经验，最后总结出适合处理我国的债务风险的对策。 [关键词] 财政赤字；规模；影响；风险 Research on Financial Risk Problems of Our Government Debt [Abstract]Before 1993.The scale of Chinas government-issued bonds is not great. mainly because the central government can also issue bonds to the central bank overdraft and borrowing to make up the deficit 1994 National Bank to rationalize fiscal relations.Direct links to eradicate inflation and fiscal deficits.The formal requirements of the treasury shall overdraft borrowing from the central bank.The government can make up the difference between deficits by issuing bonds.The resulting rapid expansion bond issue size of local government debt risks are trillions of dollars of financial risk by banking institutions to transformation has become a dangerous trend.Which will affect the countrys financial security. The main contents include:the debt situation of our government.How the government debt-induced financial risk. U.S. government debt and the debt risk model to learn from the Chinese government to deal with four aspects of countermeasures.Starting from the basic situation of Chinas research and development process of the current development of government debt.Study the relationship between government debt and financial risks and learn from foreign experience in management and finally suited to deal with our countrys debt risk countermeasures. [Keywords] Deficit; Scale; Influence; Risk 目录 前言 4 一、政府债务状况介绍 4 （一）我国政府债务的发展历程 4 （二）我国政府债务现状 5 二、政府债务产生金融风险 6 （一）政府债务风险与金融风险在表现形式上具有相关性 6 （二）政府债务风险与金融风险具有互动传导性 6 （三）当前我国政府债务风险向金融风险转化更为明显 6 三、美国政府债务管理模式借鉴 7 （一）预算的约束、管理 7 （二）发行审批 7 （三）规模控制 8 （四）偿债准备金 8 （五）政府债务担保、债券保险 8 （六）信用评级制度 9 （七）透明