企业融资管理的建议与分析.docVIP

企业融资管理的建议与分析 ?????摘要??????在经济快速发展的今天，国家经济也在飞快发展。中小企作为国民经济的重要组成部分在我国经济社会中具有十分重要的地位。文章通过分析中小企业在融资过程中存在的问题及相关风险问题，例如，信息披露不及时，监督不完善等，通过分析中小企业在融资过程中的风险问题，提出了相关对策，从两个不同的方面进行相关分析，不断促进中小企业更好的发展，为解决中国中小企在融资风险方面的问题提出了一系列可行措施。 Abstract Inventory as an important current assets, and its existence is bound to take up large amounts of liquidity. Stock accounts for about 30 percent of the companys total assets in Pakistan between Guo Leng, the management of utilization is directly related to the level off unds used and asset operational efficiency of Ba Guo Leng. Therefore, to maintain a relatively high profitability, should attach great importance to the management of inventory. Different levels of inventory management, the average level of funds used different issignificant. Through the implementation of a proper inventory management methods to reduce the average level of funds used to improve the flow speed and the total asset turnover of inventory, in order to ultimately improve the economic efficiency of enterprises. Ba Jian Guo Leng companys inventory management and control are analyzed and discussed, a question from the - analysis of the problem - the problem-solving point of view the problems of the Pakistani Inter Guo shocked to explore to strengthen and improve the bus between Guo Leng inventory management measures, to achieve greater economic efficiency of enterprises. Keywords:GKN?Sinter?Metals?(Danyang)Co.,?LtdGKN?Sinter?Metals?(Danyang)Co.,?Ltd companys inventory management the present situation countermeasures 融资难问题是中小企业进一步发展最大的绊脚石。同时，在市场经济中，无论是从是何种行业或者选择哪种融资方式，都蕴含着风险，尤其是对于中小企业这种特殊群体，在融资方面缺乏对融资项目的价值评估和风险管理，以至于许多的融资在还在决策阶段就蕴含着高风险。??????2我国中小企业融资现状及问题分析??????2.1中小企业融资现状??????2.2中小企业融资存在的问题??????2.2.1融资渠道狭窄?????? 大部分中小企业在融资过程中会选择与银行联系，因为银行在风险上更加可靠。同时也使得融资的渠道更加窄小，不利于中小企业的融资。融资渠道变窄在某种程度上对中小企业而言是不利的，面对市场经济中的激烈竞争只选择一种融资方式，增强了其发展风险。??????2.2.2信用级别对融资影响大?????? 中小企业在其融资过程中，其信用级别的高低对其融资的影响也非常大。然而当前我国的信用评价体系还不完善，中小企业信用级别不一样，贷款满足率差异很大,银行偏好信用级别高的中小企业,致使中小企业的贷款满足程度