信用卡 报刊阅读课PPT.pptVIP

A Secret you will never know Author:Ziwei An （1102000104） I am majoring BA, coming from Hebei. I have interests in Economy and Finace, politics, philosophy. Now I am investing in stocks and Futures. I want to run a PE after I gradute. The credit card system has something to do with Finace, so I can give you a special presentation. Almost everyone has one or more credit cards.What is your opinion about cards? It seems to be something essential that we cannt avoid. We pay our schooling and purchase clothes just by a slight swiping. What is a credit card? A way of paying?An easy living style? Actually, I think its a ..... conspiracy Are you surprised?Maybe you always mistake deposit card(银行储蓄卡） for credit card. In fact they are quite different.A deposit card spends what you have; a credit card spends what you dont have. Do you know who launch the credit card first? American bankers! Why do they promote it? For peoples convenience? No, they want more profit. Their lust for wealth is endless. So the credit card is just a tool drawing money. Too many people want their paycheck to cover everything they want, the instant they want it, and if the moneys not in the budget, they turn to credit card. What is the difference between cash and card? The difference is sh and rd. sh ＝ saving habit rd ＝ rashly dissipation（浪费） If you usually pay by the card, you must have found that your money slips away faster than by cash. Then why??? The card seems like a treasure chest where you can withdraw endless money. Nevertheless, it isnt free.  With a credit card, you spend your credit. But most users don t know their credit is not worth that much. Then lots of people are drawn in a carefully designed trap...... You get money and your future becomes mortgage.You repay debts with your incoming in the future.In this way what you have now and will have in thefuture has all been spent. But debts remain. You may feel s