[调研报告]项目贷款调查报告模板.doc

××银行/联社××支行 关于××公司申请××万元项目贷款的调查报告 声明与保证 我们对授信申请人进行了调查，遵循客观性原则完成了本报告的撰写，我们对调查报告及附表所陈述事实和数据的真实性承担责任。 申报单位： 调 查 人： A角 B角 调查日期： 目 录 调查人申明····················································· 第一章 借款申请人基本情况调查·································· 一、借款申请人的基本情况····································· 二、借款申请人财务状况分析··································· 三、借款申请人经营情况······································· 第二章 项目建设概况············································ 一、项目建设必要性··········································· 二、项目基本情况············································· 三、项目建设合法性··········································· 四、项目建设条件评价········································· 五、工艺技术条件评价········································· 六、环境保护················································· 七、项目进展情况············································· 第三章 项目市场分析··········································· 一、供求分析················································· 二、产品竞争力分析··········································· 第四章 投资估算和筹资评估····································· 一、项目总投资··············································· 二、项目资金来源············································· 第五章 项目财务评估··········································· 一、项目评估取值依据········································· 二、项目财务指标············································· 三、不确定性分析············································· 第六章 项目贷款担保分析······································· 一、抵押担保················································· 二、其他担保················································· 第七章 风险与收益分析·········································· 一、银行收益分析············································· 二、主要风险················································· 三、风险控制方案············································· 第八章 调查结论················································ 第一章 借款申请人基本情况调查 一、借款申请人概况 （一）借款申请人基本情况 1、基本情况。主要介绍借款申请人成立时间、注册资本、注册地址、法人代表、经营范围，并以叙述