Cash Management As part of Standard Chartereds global ：现金管理的一部分，渣打银行全球.doc

ABSTRACT Visit for more project reports, notes etc. In a business anything done financially affects cash eventually. Cash is to a business is what blood is to a living body. A business cannot operate without its life-blood cash, and without cash management, there may remain no cash to operate. Cash movement in a business is two-way traffic. It keeps on moving in and out of business. The inflow and outflow of cash never coincides. Important aspect which is unique to cash management is time dimension associated with the movement of cash. Due to non-synchronicity of cash inflow and outflow, the inflow may be more than the outflow or the outflow may be more than the inflow at a particular point of time. This needs regulation. Left to itself cash flow is apt to follow monsoonic pattern, and showers of cash may be heavy, scanty or just normal. Hence there is a dire need to control its movement through skillful cash management. The primary aim of cash management is to ensure that there should be enough cash availability when the needs arises, not too much, but never too little. TABLE OF CONTENTS Sr. No. Topics Page No. 1. Introduction Definition Facets of CMS Purpose of CMS CMS at Standard Chartered Bank 1 - 14 2. Objectives 15 3. Research Methodology 16 - 17 4. Literature Review 18 – 36 5. Industry Profile 37 – 43 6. Company Profile History of Standard Chartered Bank About Standard Chartered Bank Products offered by SCB Cash Management at length 44 - 87 7. Result and Analysis 88 – 96 8. Case Study Case Study Analysis of the Case Study 97 – 104 9. Limitations of the report 105 10. Conclusions and Recommendations Conclusions Recommendations 106 - 109 11. References 110 12. Appendixes Questionnaire 111 – 113 INTRODUCTION Cash management is a marketing term for certain services offered primarily to larger business customers. It may be used to describe all bank accounts (such as checking accounts) provided to businesses of a certain size, but it