我国企业集团财务控制研究 财务管理专业 .doc

摘 要 近年来信用卡的使用在我国越来越普遍，但其用卡环境仍存在一些需要重视和改善的问题，这些问题已制约到信用卡的使用。如今，各种各样的信用卡已进入寻常百姓家，店口镇也不例外，持卡消费已日渐成为平常之举，但是据我了解，信用卡业务在店口镇的发展并非一帆风顺，虽然各银行利用免首年年费、降低发卡门槛等各种手段极力促销信用卡，可是人们的用卡积极性并不高。制约和阻碍使用率的因素成为了店口人们关注的焦点，究竟目前我国信用卡使用情况如何，信用卡的安全问题怎样解决，这都使信用卡问题已经成为人们关注的焦点。这篇文章采用问卷调查的形式，以一个镇为范围进行调查，以了解诸暨地区目前信用卡的使用情况，影响信用卡使用率的因素以及信用卡发展中存在的问题，通过对调查结果的分析，从不同角度，提出解决问题的对策。 关键词：信用卡；调查报告； (注：300字左右，关键词3～5个) Research ON Credit Card Usage In A Town Abstract: In recent years, the use of credit cards in China is becoming more and more common. But the environment of the card usage still has some needs to pay attention to and improve. These problems have restricted the use of the credit card. Nowadays, all kinds of credit cards have entered the common peoples home not only,but also small town, platinum consumption has become common lift. But as for me, the development of credit card business in the shop in the town is not all plain sailing. Although the bank use the method of being free for the first year fee and reducing the conditions of releasing credit card to promote credit card, but the enthusiasm is not high. The factors that restrict and block the utilization ratio become the focus. What the condition is in our country at present of using credit card, and how to the problems of credit card security, this makes the credit card problem already become the focus of attention. The article use the form of questionnaire survey , to investigate in a town for range, in order to understand the condition of the credit card usage, the factor of influencing credit card, problems in developing credit cards, and the way to solve the problems. Keywords: Credit Cards; Survey; 目 录 1 引言……………………………………………………………1 1.1 研究的背景与意义……………………………………………………1 1.2 相关研究文献综述……………………………………………………1 1.3 研究内容与结构………………………………………………………1 1.2 研究思路与方法………………………………………………………1 1.2 研究创新点与不足……………………………………………………1 2 企业集团概述………………………………………………… 2.1 企业集团的产生及发展……………………………………………… 6 结论…………………………………………………………… 参考文献………………………………………………