金融案例分析大赛作品幻灯片.ppt

* * * * RESP的图…. 怎么在个图表里加入两种不同的图表类型 * RESP的图…. 怎么在个图表里加入两种不同的图表类型 * RESP的图…. 怎么在个图表里加入两种不同的图表类型 * 3 * 4 * * Risk Analysis Why manage risks How to manage risks Analysis on David’s investments Risk Analysis Why manage risks How to manage risks Analysis on David’s investments Risk Analysis Why manage risks How to manage risks Analysis on David’s investments Rebalancing Strategies Benchmark Rebalanced Asset Mix Outcome of Adjustments Advice Rebalancing Strategies Benchmark Rebalanced Asset Mix Outcome of Adjustments Advice Rebalancing Strategies Benchmark Rebalanced Asset Mix Outcome of Adjustments Advice Conclusion JOURNEYMAN J O U R N E Y M A N 1 * * * * 2 * * 5.91 * * * * * JOURNEYMAN J O U R N E Y M A N retirement NO TAX FOR YOUR FIRST HOME 5.91% Risk-free Rate FV=25,000 I =5.91%/12 PV=0 N=2×12 PMT= -983.88 $984.00 retirement retirement retirement FV=1,5000,000 I =5.91%/12 PV=0 N=38×12 PMT= -879.88 21-MIN 21-MAX 21-EXP 22 Gross Pay $ 45,000.00 $ 80,000.00 $ 55,000.00 $ 65,000.00 Total Deductions $ 14,898.00 $ 29,936.00 $ 18,691.00 $ 27,348.00 Net Take Home Income $ 30,102.00 $ 50,064.00 $ 36,309.00 $ 37,652.00 Home Down Payment $ 11,807.00 $ 11,807.00 $ 11,807.00 $ 11,807.00 Total Expenses $ 16,185.00 $ 19,089.00 $ 17,088.00 $ 17,807.00 Total Expenses $ 4,378.00 $ 7,282.00 $ 5,281.00 $ 6,000.00 Net Remaining $ 25,724.00 $ 42,782.00 $ 31,028.00 $ 31,652.00 Down payment Annual Contribution $ 11,807.00 Net Remaining $ 13,917.00 $ 30,975.00 $ 19,221.00 $ 19,845.00 Year Beginning Balance Annual Contribution Reate of Retun Ending Balance Current $ 5,500.00 $ - 9.09% $ 6,012.60 21 $ 6,012.60 $ 9,900.00 9.09% $ 17,395.65 22 $ 17,395.65 $ 11,700.00 9.09% $ 31,807.37 23 $ 6,807.37 $ 1,141.00 9.09% $ 8,689.16