货币银行学 章节题库 ch10货币银行学 章节题库 ch10.pdfVIP

ECON320 Chapter 10 Practice Test Professor C. James Hueng 1) True or false? If a bank has $100,000 of deposits, a required reserve ratio of 20 percent, and it holds $40,000 in reserves, then the maximum deposit outflow it can sustain without altering its balance sheet is $25,000. A) True. B) False. 2) True or False? When interest rates are expected to rise in the future, a banker is likely to make long-term rather than short term loans. - A) True. B) False. 3) True or False? When interest rates are expected to rise in the future, a banker is likely to buy short term rather - than long-term bonds. A) True. B) False. 4) True or False? When you deposit $50 in your account at First National Bank and a $100 check you have written on this account is cashed at Chemical Bank, then the liabilities at Chemical Bank rise by $100. A) True. B) False. 5) True or false? If a bank has $1 million of deposits, a required reserve ratio of 20 percent, and it holds $300,000 in reserves, it need not rearrange its balance sheet if there is a deposit outflow of $120,000. A) True. B) False. 6) Which of the following statements are true A) A banks liabilities are its sources of funds. B) A banks balance sheet has the property that total assets equal the sum of total liabil