Analysis of the Law on Commercial Banks in China Information Disclosure System（分析中国商业银行信息披露的法律制度）[精品].doc

Analysis of the Law on Commercial Banks in China Information Disclosure System Abstract information disclosure system of China’s Law on Commercial Banks exist to disclose information is inadequate, inaccurate, opaque defects, has its limitations in terms of information disclosure procedures, content, methods, forms, regulatory mechanism. This article draws on China Securities Act, experience of insurance law information disclosure system, in the legal system, the regulatory mechanism, legal responsibility, the specific content of recommendations to improve the information disclosure system of the Law on Commercial Banks, in order to promote information disclosure system of China’s Commercial Bank Law standardization and institutionalization of construction. Paper Keywords commercial banks improve the information disclosure system Commercial bank information disclosure will reflect the bank operating conditions, such as the Bank’s results of operations, capital adequacy ratio conditions, asset quality, true, accurate, timely and comprehensive manner at a specific time to depositors, investors and other stakeholders people be made public commercial banks have played a decisive role in national economic development and social stability, the information disclosure system as the core of the Law on Commercial Banks, the constraints in the market, prevent financial risks and to protect the interests of depositors and other aspects have a significant role in the development and improvement has gradually become the focus of the study one of the issues in the financial sector and legal circles. Basel Committee pointed out that the significance of the information disclosure system of commercial banks is that: “In order to ensure the effective operation of the market in order to establish a stable and efficient financial system, market participants need access to accurate and timely information. Such information should be timely, adequate, market participants understan