BVD_Universal_bank_model_全球银行数据模型.pdf

Universal model - data definitions Income Statement Code Label Data definition 10010 Interest Income on Loans Includes Interest and Commissions received on loans, advances and leasing 10020 Other Interest Income Includes Interest income from the trading book, short-term funds and investment securities excluding insurance related interest if separately identified 10030 Dividend Income Dividend income from trading, available for sale and held to maturity investments 10040 Gross Interest and Dividend Includes Interest income on loans + Other interest income + Income Dividend income 10050 Interest Expense on Interest paid on customer deposits including fees, commission and Customer Deposits transaction costs 10060 Other Interest Expense Interest paid on debt securities and other borrowed funds excluding insurance related interest expense if separately identified 10070 Total Interest Expense Includes Interest Expense on Customer Deposits+ Other Interest Expense + Preferred Dividends Paid Declared 10080 Net Interest Income Includes Gross interest and dividend income - Total interest expense 10090 Net Gains (Losses) on Trading income, including marking to market of derivatives, on Trading and Derivatives currently related transactions, interest-rate instruments, equities and other trading assets, excluding insurance-related trading