Online and mobile banking and mobile payments资料.pdf

Your Digital Dollars Online and mobile banking and mobile payments Lesson Plan and Class Activities A Consumer Action Training Guide Your Digital Dollars: Online and mobile banking and mobile payments Lesson Plan and Class Activities A Consumer Action Training Guide Lesson Purpose: To make participants aware of how online and mobile banking and mobile payments work, to help them understand what the advantages and disadvantages of banking or paying electronically might be, and to provide them with the knowledge and tools that will enable them to protect their assets and their privacy while banking and paying online and on the go. Lesson Objectives: By the end of the lesson, participants will understand: • what online banking, mobile banking and mobile payments are. • what sorts of transactions are possible, who offers online and mobile banking and payment services, and what tools and information are needed to be able to bank or pay digitally. • what the various online and wireless banking and payment platforms are and what capabilities are available with each. • the benefits and risks associated with banking and paying digitally. • how to protect their personal information, device data and accounts. • what to look for in financial institutions, online merchants and mobile app providers. • how to enhance the security of every online or mobile transaction. • what resources are available to provide additional information and assistance. Lesson Duration: 2½ hours (plus a 10-minute break) Materials: For instructor: • Brochures: o Banking online safely: Protect your identity and accounts while banking by computer o Mobile banking and mobile payments: Making financial transactions safely on the