Cardamom Plant amp; Yield Insurance I R D A Welcomes You豆蔻植物amp；产量保我研发一个欢迎你.docVIP

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Cardamom Plant amp; Yield Insurance I R D A Welcomes You豆蔻植物amp；产量保我研发一个欢迎你.doc

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CardamomPlant

Cardamom Plant Yield Insurance Applicability This insurance scheme is applicable to all Cardamom plant growers, being grown as sole or intercropped, in the farms or gardens; to all varieties of Cardamom. The scheme will, be implemented in the cardamom growing areas of the states of Kerala, Tamilnadu, Karnataka and Sikkim. Insured Any individual owner farmer having at least 250 plants in his garden. Any selected group of Cardamom growers/farmers enrolled either by State Agriculture Dept. or by Spices Board or any other such agency under any rehabilitation / development / expansion scheme. The insured grower has to open a Bank Account with the nearest DCCB / Bank Branch. Scope of Cover The insurance scheme shall cover the entire plantation in a particular location owned / leased / sharecropped by the insured (partial insurance of the plantation in any location is not allowed). The insurance scheme shall cover damage / losses to cardamom plant and / or yield arising out of non-preventable natural factors as specified and provided in section – 1 and section – 2, detailed as follows: The grower has option to go for either Section – 1 or Section - 2 or both, and may exercise his option in the proposal form. Section I. Insurance of Yield This section shall provide insurance cover against shortfall in output / yield in a particular Insured Unit (IU) during the policy period, arising out of occurrence of non-preventable natural perils. The coverage shall operate on ‘area approach’ basis taking Block / Taluka/ Village as an Insurance Unit. The shortfall would be equivalent to the difference between the actual yield in the Insured Unit in the given year (February to January / April to March) and the Guaranteed Yield (GY) of the Insured Unit. GY shall be 80% / 90%of average of preceding 5 years’ yield (hectare) of the IU. All the relevant yield data would be obtained from Spices Board. Sum Insured Sum insured shall vary from Insurance Unit to Insurance Unit depending