保险学Treisch2eCh08.pptVIP

Selecting and Implementing Risk Management Techniques Chapter 8 Chapter Objectives Give examples of when risk avoidance might be a wise risk management decision Describe how loss control is used as a complement to risk retention and risk transfer Explain the concept of present value and its relevance for risk management decision making Explain the relationship of expected loss frequency and severity to the optimal use of risk retention Discuss the use of statistical analysis in the selection of deductible levels Describe several characteristics of firms that may find self insurance to