国际商务函电信函写法Unit 9 Insurance.pptVIP

Unit 9 Insurance Introduction Origin and development Originally applied at sea, risks were great. Now become a vast subject, entering into every activity of human beings. Various kinds of risks F.P.A W.A, W.P.A T.P.N.D (Theft, Pilferage Non-delivery) 偷窃提货不着险 All risks Fresh and rain water Damage Shortage Risk Intermixture Contamination Risks 混杂玷污险 Leakage Risks Clash Breakage Risks 碰损破碎险 Taint of odor Risks 串味险 Sweating heating Damage 受潮受热险 Hook Damage Risk 钩损险 Rust risks 锈损险 Breakage of packing Risk 包装破损险 S.R.C.C. (Strikes, Riots, Civil Commotions) 罢工、暴力、民变险 War Risk Import Duty Risk 进口关税险 On Deck Risk 舱面险 Rejection Risk 拒收险 Failure to Delivery Risk 交货不到险 Aflatoxin Risk 黄曲霉险 Survey in Customs Risk 海关检验条款险 Survey at Jetty Risk 码头检验条款险 The purpose of insurance is to provide compensation for those who suffer from loss and damage A contract of indemnity 赔偿合同 A contract to restore to someone Full or specified percentage amount of the loss Insurance is one between a party who agrees to accept the risk and a party seeking protection from the risk. In return for payment of a premium, the insurer agrees to pay the insured a stated sum should the event insured against occur. The premium, sum of money paid by the insured is quoted as a percentage of the sum insured. Insurance company Lloyds 1871 famous organization PICC People’s Insurance Company of China About PICC Underwrite almost all kinds of insurance Has agents world wide Our foreign trade insured here Never should the buyers be forced to accept CIF terms if they intend to use CFR FOB with insurance at their discretion.（自由选择） Insurance clauses China Insurance Clauses CIC Institute Cargo Clause ICC different Principal perils Basic marine policy of PICC Under its Ocean Marine Cargo Clause FPA WPA All risks average Anglicized words（英语化词）, French words “avarie” “havarie” General average（全损）: a loss resulting from a voluntary sacrifice or expenditure, in time of peril（危险）, f