商业银行pos收单风险分析-risk analysis of commercial bank pos receipt.docxVIP

PAGE PAGE VI Abstract Commercial Bank POS acquiring, refers to commercial banks as the acquiring financial institutions and merchants bank card acceptance signed agreement, in the merchant as agreed by POS terminal receiving bank card and transaction with cardholders, provide trading fund settlement services for merchants for. As a modern electronic financial services of commercial bank POS acquiring is social, electronic, finance, service and other attributes, in the whole industry of bank card with the card links with crucial significance. To provide convenient, efficient modern electronic financial services at the same time, the economic activities in the financial markets, often hidden huge financial risks. Scholars and practitioners theoretical attention and Research on risk problems must have been single for commercial bank POS, compared with the past two years the emerging network POS, phone POS, mobile POS receiving mode, some basic problems of the traditional line POS acquiring risk has not yet formed a consensus, and these problems with origin on the single risk problems emerging status, especially has deep thinking theory value and practice guidance function. Research on the basic meaning of existing commercial bank POS acquiring risk still need to define and develop the basic situation, firstly the thesis briefly introduced the conclusion by. Secondly, the paper relates to the basic theory of the principle of risk, the commercial bank: POS acquiring concept, commercial bank POS acquiring the concept of risk are explained. Mainly from the bank card risk principle and scientific research achievements of the key influence factors of risk, the commercial banks will be POS received single risk to explain: because of human greed, deviation of ideas, system defect, technical loopholes causes such as commercial banks in developing POS acquiring business suffers the loss of money, reputation lawsuits drag, derogatory, the practice ability is limited and so the