中国中小企业-融资问题.docVIP

中国中小企业融资问题 摘要 中国的中小企业在国民经济增长、解决就业方面起着重要的作用，是现代市场经济中技术创新的重要力量，对大企业生产经营体系的重要环节产生积极的作用，但是在中国传统中小企业融资的方式常常阻碍了中小型企业的发展壮大，主要是体现传统的融资成本偏高、渠道偏窄、规模偏小、我国金融发展水平较低。中国中小企业自身的发展条件和外部的环境因素造成了融资困难。但是解决我国的中小企业融资困难的道路有很多，比如利用国际金融市场进行融资，或者政府加强支持，只要积极寻找改革之路，同时完善自己的财务制度，相信我国的中小企业将有一个更好的发展平台！ 关键词：中小企业 融资 创新 政府 Abstract Small and medium-sized enterprises in the national economic growth, solve the employment plays an important role in modern market economy, is the main force that the technology innovates, in enterprise production and management system is the important link to produce positive effect, but the traditional mode of financing for small and medium-sized enterprises often hindered the development and growth of SMEs, mainly reflects the traditional financing high cost, channel is narrow, dimensions slants small, our financial development level is relatively low.The small and medium-sized enterprise own development conditions and external environmental factor is the cause of financing difficulty.But difficulties in financing small and medium enterprises of the road there are many, such as the use of the international financial markets for financing, or the government to strengthen the support.As long as actively seeking the road of reform, and improve their financial system, believe that small and medium-sized enterprises will have a better development platform! Key words: Small and medium-sized enterprises Financing Innovation The government 目 录 TOC \o 1-3 \h \z \u HYPERLINK \l _Toc13071 摘要 PAGEREF _Toc13071 1 HYPERLINK \l _Toc8714 一、 中小企业融资研究的背景 PAGEREF _Toc8714 1 HYPERLINK \l _Toc31669 （一）、融资的定义 PAGEREF _Toc31669 1 HYPERLINK \l _Toc21330 （二） 、中小企业在经济发展中的重要作用 PAGEREF _Toc21330 2 HYPERLINK \l _Toc21840 1、中小企业在国民经济增长、解决就业方面起着重要的作用 PAGEREF _Toc21840 2 HYPERLINK \l _Toc20675 2、中小企业是现代市场经济中技术创新的重要力量 PAGEREF _Toc20675 4 HYPERLINK \l _Toc18002 （三） 传统中小企业融资的方式 PAGEREF _Toc18002 5 HYPERLINK \l _Toc10590 1、股票融资 PAGEREF _Toc10590 5 HYPERLIN