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* Value based segment strategies can produce incremental revenues of $700 million and reduce costs up to $150 million. - Quantifiable Benefits - These cost savings will be offset by the $52 million increase in central delivery unit costs... By 1999, even after absorbing significant implementation/infrastructure costs, project can contribute over $700 million pre-tax annually . . . $493 $670 $309 The shareholder value effect can be significant. Year ILLUSTRATIVE Branch and City Administration annual operating costs will be reduced by nearly $200 million . . . $MM Its critical to define what fa