我国商业银行操作风险管理的对策初探.docVIP

我国商业银行操作风险管理对策初探 　　浙江工业大学 　　摘要：本文首先介绍我国商业银行基本现状和在风险管理上出现的各种问题，通过对各类案件的整理和总结，在此基础上进一步对商业银行操作风险问题进行分析，最后结合我国实际情况，提出完善当前我国商业银行操作风险管理的五点建议。 　　关键词：商业银行操作风险对策 　　??1.Introduction 　　With the increasing trend ofglobal economic integration,less monetary control,the ever-changing financial technology and extending field of product innovations,making commercial banking in a more complicated and rapid change business environment,problems such as operational risk for the commercial banks became apparent.Operational risk,similar to credit risk and market risk,has become a risk that commercial banks sho