贵金属投资技术分析英文版 (13)(精品·公开课件).pptVIP

UTI MUTUAL FUND Welcome Delegates to Program “MUTUAL FUND – CONCEPTS AND BENEFITS Presented by Sh Rakesh Trikha, VP, Regional sales Head , UTI Mutual Fund , New Delhi An introduction to Mutual Funds What are mutual funds? A pool of money. Investors having a common interest. In accordance with the stated objective. Fund manager invests money on investors behalf. Example:- Equity fund invests in equities, Debts funds invests in bonds, debentures, gilts etc. and Hybrid fund invest in both Graphical Representation History Of Mutual Funds Indian MF Industry has gone through 3 phases :- Phase 1- 1964 – 1987 (UTI was the only player) Phase 2- 1987 – 1993 (Entry of Public sector Banks backed Mutual Funds) Phase 3- 1993 onwards. ( Mutual funds from Pvt. Sector start operations and regulatory authority SEBI comes onto being) Why invest in a mutual fund?..(1) Professional Management experience and resources to thoroughly analyze the economy/markets to spot good investment opportunities Why invest in a mutual fund?..(2) Diversification: Reduces the risk to which you wouldve been exposed by investing in a single stock/bond Invests in a broad cross section of industries or companies – negative performance of one security will not have as much of an impact on the fund Why invest in a mutual fund?..(3) Liquidity Convenience: You will be able to get your money back within a short period as compared to other securities Very little paperwork Helps avoid problems such as bad deliveries, delayed payments and unnecessary follow up with brokers and companies Why invest in a mutual fund?..(4) Tax Efficiency: Some mutual fund schemes offer tax benefits under Section 80-C TAX FREE Dividends/LONG TERM CAPITAL GAIN( 12 month) under Equity schemes Only 10 % Long term capital gain under Debt Schemes v/s High taxation under FD/Post office schemes Mutual funds offer favourable post-tax returns Types of Mutual FundsBy Constitut