《Yu’e bao VS Bank 余额宝和银行》-公开·课件设计.pptVIP

Yu’e bao VS Bank Yu’e bao -----a money-market fund promote by Alipay 余额宝——阿里巴巴推出的为个人用户一项余额增值服务 Bank------ one kind of financial institution 银行——一种金融机构 1. the development of The internet financial 互联网金融的发展 Development of Internet?finance?through?the bank on the net,?the third party payment,?personal loans?and other?stage,?and increasingly?in the?financing,?the core?matching,?the supply and demand?of?traditional?financial business 互联网金融的发展经过了网上银行，第三方支付，个人贷款等多阶段，并且越来越在融通资金，资金供需双方的匹配等方面深入传统金融业务的核心 Why Yu’e bao is so popular? 2.People can check their income from investments easily by a look on phone, It makes financial management more simple for the middle class. 人们可以通过简单的看一眼他们的手机便知道投资收益，对于中产阶级来说，投资变得十分简单便捷。 3.“There’s?no?point?in?keeping?money?in?the?bank?any?more.?This?is?just?as?reliable,?more?flexible and?you?can?earn?a?lot?more?from?it,”?one investor says. 一位投资者表示：“再也没什么理由把钱存银行了。（余额宝）这种方式同样可靠，又更灵活，收益也大多了。” ? Initially pitched?by?the?Chinese?ecommerce?group?as?a?platform?for?its?users?to?manage?excessfunds?in?their?online?payment?accounts,?Yu’E?Bao?is?becoming?something?far?more?powerful:?a straight -up?substitute?for?traditional?bank?deposits. 起初，阿里巴巴对余额宝的宣传定位是，帮助用户管理在线支付账务里富余资金的平台。如今，余额宝正在变成一款比这一定位强大得多的产品，即传统银行存款的直接替代品。 Is it the same to deposit Yuebao is only a way for people to invest , though it very convenient and high yield,but it’s different from deposit. Deposit is people put money in bank and get some interest as remuneration. High yield 高收益 Remuneration [r??mju:n??re??n] 酬劳 报酬 回报 Which one is better There?are?a?thousand?Hamlets?in?a?thousand?peoples?eyes. Therefore,we can choose both of them to improve our financing ability.the former is high risk ,high return,the letter is common and low risk . Some comments 2014/2/24,cctv commentator Niuwen xin: Where?is?the bank?balance?treasure?impact??Its?impact?is?Chinese?social financing costs,?the impact?of?national economic security.?Balance?trea