个人理财视角下我国证 券投资基金发展-金融学专业论文.docx

Abs Abstract IV IV individuals become clients of institutional investors and make them become the rational investors by the advantages on professional, normal operation, scale effect and sufficient information. From this point, cultivating institutional investors has already become the theme for capital market development. AS the most important professional institutional investors, fund industry has obtained great achievement. In numerous fund varieties，securities investment funds has become the leading institution element in funds market on account of market size and market shares and gradually being the pronoun of all funds by virtue of its social influence. However, institutional investors largely constituted with fund management corporations fail to establish a sufficient competitive force. Differentiation Competition is not obvious and fund industry is faced with unprecedented pressures. The immaturity of Chinas financing structure and finance market, informality on funds operation and management, the bad performance of fund and its low yield rate, distrust of investors and other related factors result in that the merits and functions funds own are unable to exert. Based on the recent situations mentioned above, we have to analyze the reasons hidden behind them, actively seek to the ones that benefit its growing and gradually improve the market mechanism, operation mechanism and management method. That would be to solve the problem. In multitudinous reasons, the great growth potential in Personal finance market will bring about the securities investment funds with tremendous market demands, capital supply sources and development potential. Since, in personal finance, Investment Financing is the core. Also, the safety and yield rate of capital and property will decide whether the other financing goals would realize. In family finance or private finance, especially, the securities investment funds is the best investment vehicle that can satisfy personal finance d