外贸英语函电.Chapter9.ppt

Insurance Some items related to insurance The insurer 投保人 The insured 保险商 Insured amount 保险金额 Premium 保险金 Policy/ Insurance certificate 保险单据 Insurance coverage 保险范围 Marine insurance Perils of the sea: Natural calamities: Fortuitous accident: Average Marine losses Total loss Partial loss Types FPA WA /WPA AR/AAR Additional risks General additional risks Risk of theft, pilferage and non-delivery (TPND) fresh water and/or rain damage (FWRD) Clash and breakage Leakage Shortage Intermixture and contamination Taint of odour Sweating and heating Rust Breakage of packing Hook damage Special additional risks political events/military affairs/ national policies and acts/ administrative measures War risk Strike risk Failure to delivery risk On deck risk e.g. We thank you for your letter of may 10 quoting us 100 metric tons of Wool on CIF terms. We regret, however, that we prefer to have your quotations and / or offers on CFR terms. …… For your information, we have taken out an open policy with the Lloyd Insurance Company, London. All we have to do when a shipment is made is to advise them of the particulars. Furthermore, we are on very good terms with them. We usually receive from our underwritings quite a handsome premium rebate at regular intervals. …… In the meantime, we should be obliged if you could supply us with full details regarding the scope of cover handled by the People’s Insurance Company of China for our reference. We look forward to hearing further from you at an early date. note open policy: 预约保险单/ 船名未定保险单 The insured and insurer sign a long-term insurance contract which covers the goods insured, risks, responsibilities, premium rate and the way of settlement of claim. The insured shall inform the insurer in written form of the information concerning the sailing date and route, the name and quantity of goods, and the amount insured. Underwriter Underwriter/ insuranc