电子商务 外文文献.docx

The Str a tegic Challenges of E-commer ce I n t r o d u c t i o n 1 1 th Ce n tu r y Eu ro p e s a w th e e m e rg e n c e o f c re d it - b a s e d b a n k in g s y s t e m s a n d fin a n c ia l in s t ru m e n t s s u c h a s b ills o f e x c h a n g e . Th e s e c o n ce p t s r e