第一章常 国际结算概述.pptVIP

International Settlement 主讲：李永波 upclyb@126.com Chapter One Introduction Concept Category Evolution Players and theirs roles Factors in payment decisions Characteristics and developing trend Correspondent banking relationship Meaning of International Settlement the financial activities conducted among different countries in which payments are effected or funds are transferred from one country to another in order to settle claims and debts,emerged in the course of political ,economic or cultural contacts among them. 是指国际间由于政治、经济、文化、外交、军事等方面的交往或联系而发生的以货币表示的债权债务的清偿行为或资金转移行为。它是一项国际间的综合经济活动。 Category of international settlement Trade settlement: payments for visible trades Non-trade settlement: 1、invisible trade settlement： payments for services, technology transfer, patents and copyright contracts, etc 2、financial transaction settlement： buying and selling of financial assets, overseas money-raising and investing 3、payments between governments：aids and grants 4、others: overseas remittances, inheritances, etc 国际贸易结算和非贸易结算 国际贸易结算(International settlement of trade)： 以商品进出口为背景，即由有形贸易引起的国际结算。 非贸易结算(Non-trade settlement)： 由无形贸易引起的货币收付活动，即国际贸易结算以外的其他国际结算。 Evolution of international settlement From cash settlement to non-cash settlement From goods trading to documents trading From direct payment between traders to payment effected through a financial intermediary safety, high efficiency, low cost, standardization Electronic settlement SWIFT CHIPS CHAPS FEDWIRE TARGET 国际结算的发展 环球银行间金融电讯协会 1、名称：环球银行间金融电讯协会（ SWIFT , Society for Worldwide Interbank Financial Telecommunication ） 2、性质：SWIFT是一个国际银行同业间非盈利性的国际合作组织，总部设在比利时的布鲁塞尔。该组织由北美和西欧15个国家的239家银行发起,1973年开始筹建，1977年正式成立。 3、特点：直接、准确、快速、安全；使用统一的标准格式并具有严格的工作制度；机构设置分区域，严密、合理，采用现代化电脑设备与网络；多样化、大众化的服务。SWIFT每星期7天运转，每天24小时运转。 4、中国银行：于1983年2月率先加入SWIFT组织。1985年5月正式开通使用SWIFT系统。 CHIPS，系“纽约清算所银行同业支付系统” （Clearing House Interbank Payment System） FEDWIRE，美国的第一条支付网络是联邦储备通信系统(Federal R