基于pki的任意额度移动支付解决方案-计算机应用与技术专业论文.docxVIP

A A Solved Scheme for any scale mobile Payment Based PKI By：Song Chunyu(Computer Application)Directed by：Prof．Wang Xiaojing ABSTRACT In the years，the number of mobile phone has explosively increased， mobile phone is becoming more and more common people’S tool with themselves anytime．Mobile payment has many advantages such Convenience and taken with anytime，hence it is becoming new direction of electronic payment in the future．Much convenience be brou曲t to customers；Income be increased for wireless telecom；Costs of banks Can be reduced；Turnover be improved for commercial units by using mobile payment．Consequently,Research mobile payment has great significance and applicability． AlthotIgh wireless telecom has adopted some schemes of mobile payment， effects in practice aren’t satisfied．There exist many problems，in which security problems dominating．They the of mobile payment and bottleneck of customers’confidence．In all security problems，Non-repudiation transaction is the foremost problem unsolved in existed schemes． This paper studies many known schemes in mobile payment，discusses problems existed among them，and mainly analyses and studies zion—repudiation problems．Finally,We proposes mobile phone payment and transfer scheme which is convenient，healthy,secure，transparent，fast，checkage，mediatorial in transaction，especially,manipulation in payment is suitable to people’S customs and solves the non—repudiation problems．Scheme proposed focus benefits of both bank and telecom，all ofparticipants concemed in payment apt to implement 苎±!型堕堡望塑鉴竺生兰盟坚垫垄壅and 苎±!型堕堡望塑鉴竺生兰盟坚垫垄壅 and manipulate， In conclusion，this paper makes comprehensive and intensive research mobile payment and outlines feasible scheme oriented security and flexibility． Especially,It focuses solving non—repudiation problem and making mobile payment become mainstream and promising in the future． Keyword：Payment，Security,Non-repudiation 第1章引言1．1背景与意义 第1章引言 1．1背景与意义 近年来，手机用户爆炸性增长，据信息产业部网站(!曼夏：巫i：g业：业)最 新统计显示，截止04年2月末