金融包容性发展的影响因素及其国际比较研究-西方经济学专业论文.docxVIP

AbstractFinance Abstract Finance is the core of modern economy,and financial exclusion is still widespread in developing countries and underdeveloped regions． According to the ”World Bank Development Report—Financial inclusion 20 1 4¨，it reports that more than half of the adults Can not get an account in formal financial institutions in the world，75 percent of poor even have no chance to get access to financial institutions．To make more people，especially vulnerable groups to share the fruits of economic growth,financial need inclusive development．Since 2005，the United Nations launched the new concept of an inclusive fmancial system，with the advocacy and promotion from the World Bank，IMF and other international agencies and governments， financial inclusion from a conceptual framework evolved into a financial development strategy recognized by the international community and the practice．’Fhe filth Plenary Session of the 1 8th CPC Central Committee adopted the ”Promoting inclusive financial development plan(20 1 6—2020)”，studies on major developed countries and some developing countries in financial inclusion achieved successful experience，has important theoretical and practical significance to provide policy advice and inspiration for China to improve financial inclusion level． First，the paper reviewed the relevant theories of financial inclusive development，and summarized the empirical research methods．On the basis of the relevant reference analytical framework of financial inclusion on the international，the paper compared the current situation of trmancial inclusive development in various countries from micro，medium and llI 万方数据 macro macro three levels，it found that there is a higher level of fmancial inclusion in all levels of OECD countries，but there is still a big gap between China and them．Then，the paper builds the evaluation index system of financial inclusive development level on the basis of advanced financial inclusion measure index system and method fr