基于指纹认证的移动支付系统设计与实现-计算机软件与理论专业论文.docxVIP

摘要 摘要 恻恻唰 恻恻唰qdw mmEJW 州州川adw 恻唰附nu 州州州EJV 恻川川。 m阳 MAE· 跚唰VE 摘要 随着无线网络技术的进步以及移动通讯设备的不断完善，人们逐渐接受和 认可移动支付这种新兴的支付方式，但是移动支付在我因并没有像人们预期的 那样蓬勃发展，其主要原因在于人们担心使用移动支付不仅不能得到满意的服 务和商品，反而因为私密信息如身份资料、银行账号和密码泄露而遭受不必要 的损失和麻烦。现行的移动支付系统为确保安全性，不得不迫使用户记住大量 的用户名、口令密码，银行账号、银行 PIN码等。这挫系统不仅没有满足用户方 便性以及易用性的需求，而且在用户的网络身份认证方式上都只是将用户身份 认证到物(密码、证书等)而不是人，用户将很容易被第三方冒充，造成用户 经济上和精神上的困扰。 本文研究和分析了移动支付在国内外的发展现状，并指出了现有移动支付 方式中存在的安全性问题:通过讨论各种身份认证方式的弊端，提出了基于指 纹认证这种能将身份认证到人的认证方案，解决了移动支付系统中容易出现的 被第二方假冒和窃取用户信息贸料的问题:同时通过比较不同密码体制的优缺 点，提出通过椭圆曲线加密体制进行数据加密传输的安全方案，进一步提高了 系统的安全级别;最后通过对移动支付系统的安全性、效率分析验证了系统的 可行性。 关键词:移动支付:指纹认证:椭圆曲线加密体制; WPKI; ]2ME Abstract ABSTRACT With the development of wireless network technology and mobile communication tenninal ，the mobile payment are accepted and reco职业zed by more and more people. But the mobile pa严nent is n侃出 booming as we expected in China. ηle main reason is that people wo时y about the sec山ity of using mobile pa归nent and fears 由at the mobile payment can not provide a satisfied services and commodities for them. They are also worried about suffering from the problem of unnecess盯y waste and troubles which were happened by the leaking of the priv仰 infonnation such as identity infonnation ，b创业 account numbers and passwords. Hence the current mobile pa归nent system in order to ens山e 由e security of the individuals infonnation ， they have to force the users to remember a large number of user names，passwords， b创lk account number，bank PIN code，etc.ηlese systems not only failed to meet the needs of users convenience and ease of use，but also can not authentication accurately.ηlese systems only authenticate user id to things but not 由e true people， this causes 出e user e部yωbe imitated by 由e rd people ，the case makes us时s hurt economily and mentally. η1?s paper studies and analyzes the development condition of mobile payment at home and -ab1bad，and pointed out the existing security issues of present mobile pa严nent; by discussing the shortcomings of a variety of