广西农村“两权”抵押贷款发展问题研究-金融专业论文.docxVIP

STUDY STUDY ON DEVELOP—ENT OFttDOUBLE LAND USE R I GHTS，，gORTGAGE By analyzing the status quo of rural“double land-use rights”mortgage in Guangxi Province，I find that it has the following problems：difficulty of ownership registration； irregularity of mortgage registration；value assessment problems；circulation and realization problems；lack of initiative and enthusiasm among financial institutions；lack of legal system support；imperfection of risk protection mechanism． In order to promote．improve and ensure the smooth and sustainable development of the rural‘double land-use rights”mortgage，not only should we actively leam from the experience of Hunan，Hubei，Jiangsu，Jiangxi and Zhejiang，but also shodd we take the following measures：intensify its support for ownership registration；clearly define the duty of related departments and standardize operating criterion；enhance stimulating system and raise the enthusiasm of financial institutions；amend the relevant legislation to avoid the legal obstacles of the development of“double land—use rights”mortgage；establish multi—level risk prevention system． KEY WORDS：Land Contractual Management Rights；Mortgage；Peasant II 万方数据 目 目 录 摘要 ．I 柚STR^cT II 第—章导论 ．1 1．1研究背景与选题意义 ．1 1．2文献综述 ．．3 1．3研究框架 ．．5 1．4研究方法 ．．7 1．5研究创新 ． ．7 第二章搿两权一抵押贷款理论基础 ．．8 2．1产权理论 ．．8 2．2信贷担保理论 ．9 第三章广西农村搿两权。抵押贷款的发展现状 ．11 3。l基本情况 ．1l 3．2田东县农村产权交易试点情况 ．15 3．3玉林市农村产权交易试点情况 ．17 第四章广西农村吖两权一抵押贷款存在的问题及成因分析 19 4．1“两权”确权登记工作存在较大困难 ．．1可 4．2“两权”抵押登记不规范 19 4．3“两权”价值评估难 ．20 4．4“两权”流转、变现难 ．．20 4．5金融机构对开展“两权”抵押贷款业务缺乏积极性 ．20 4．6“两权”抵押贷款缺乏法律制度支持 ．．21 4．7产权流转、抵押贷款的风险保障机制不健全 ．22 4．8广西农村“两权”抵押贷款问题成因分析 22 第五章国内部分地区推广。两权。抵押贷款业务的经验借鉴 24 5．1湖南省农村“两权”抵押贷款业务的经验借鉴 ．．24 5．2江苏省农村“两权”抵押贷款业务的经验借鉴 ．．25 5．3江西省农村“两权”抵押贷款业务的经验借鉴 ．．27 III 万方数据 5．4湖北省农村“两权”抵押贷款业务的经验借鉴 5．4湖北省农村“两权”抵押贷款业务的经验借鉴 ．． 29 5．5浙江省农村“两权”抵押贷款业务的经验借鉴 ．．30 第六章进一步完善广西农村∥两权嚣抵押贷款业务的对策建议 ．．33 6．1加大对确权登记工作的支持力度 ．． 33 6．2明确部门职责，规范操作标准 ．