国际金融混业经营趋势与中国金融业的发展-金融学专业论文.docxVIP

强际金融混鼗经藿趋势与中萄袅敞啦镌发曩全面的、激避的自由化改革，可能会使中国陷入金融混乱之中。对于混业经营形 强际金融混鼗经藿趋势与中萄袅敞啦镌发曩 全面的、激避的自由化改革，可能会使中国陷入金融混乱之中。对于混业经营形 势下的金融簸管还值得滋～步深入研究。 关键词：金融理论混业经营 雷际金融混业经营趋势与中唇金融监的菠曩Abstract 雷际金融混业经营趋势与中唇金融监的菠曩 Abstract In 1999 November ，Senate and House of Representatives of United States passed the act of financial modelization and abol’ished the act of Grass．Stekel．So finished the phase of separate business and separate supervi sion of finance，stock and insurance，opened a new phase of mixed business of finance． In the passed few years，it is right for China to carry out separate business，but it is the developing trend to manage mixedly In China，how do finance department adjust to adapt to the future trend?From the need of entering WTO，the need of improving configuration efficiency of finance market，the need of promoting finacial capital serving industrial capital more deeply and the need of reducing the financial risk of commercial bank，the thesis analyzes the necessity of carry out mixed business and proposes mixed business is the long—term necessarv ehoice． As for some question of imperfect financial 萤际金融混业经营趋势与中国金硅监的发展system，unconversion 萤际金融混业经营趋势与中国金硅监的发展 system，unconversion system of the state owned company coming into the market and supervision level lower of supervisal department，the thesiS proposes we must improve legislation of finance ，innovate the commerc ial bank，innovatethe insurance company，perfect the securities business constantly，perfect finance supervi sion，use the high—tec to improve the electronic course of financial． The innovation of the thesis 1 ies in proposing the stratagem of“three—step’’and pointing out if we abandon the current separate managing mode we would get into financial confusion．It worth to be researched more thoroughly for financial supervision under the new mixed busineSS． Key words：financial theory：mixed business 雷际金融灌业经营趋势s中营金融业曲发展第一章混业经营的概念 雷际金融灌业经营趋势s中营金融业曲发展 第一章混业经营的概念 一、混业经营的定义 所谓金融混业，是相对分业而言的，实际上是指金融业内部的分工与协作关 系。金融业的功能是以金融工具为载体实现