黄某 张某信用卡诈骗案分析-法律·刑法学专业论文.docxVIP

兰州大学硕：L．学位论文 兰州大学硕：L．学位论文 黄某、张某信用卡诈骗案分析 AB STRACT With the development of online bank，the boarder usage of CNT(Computer Network Technology)on banking systems，businesses carried out online increase rapidly，among which the business of Credit Card combining with the network technology thus makes the business grow fast．However，the banking system itself is Kgh—risk-oriented，also the undeveloped usage of the advanced technology，the imprecise risk prevention of the intemal banking systems gong with the insufficient aspects of relevant laws，all allow the criminals take advantage of advanced technologies，such as Internet technology，to infringe on banking operation orders and the property of others．We define the criminals’behavior of approaching others’credit cards through intemet technologies as Intemet Credit Card Fraud，a new credit card fraud category．This new crime behavior is transnational，informational and disguised， which bring more difficulties to judicial circles． In a way of analyzing cases and linking theory witll practice，this article firstly uncovers the deficiencies of the laws and banking supervision systems as well as of other aspects，then it lunches suggestions for how to enhance the prevention and control towards criminals．Firstly，the article introduces cases and summarizes different judgments in the theory research．The main disagreements are about the definitions of larceny and credit card fraud；secondly，the article discusses on experts’ different opinions．Then the author analyses the case in terms of criminal constitutes and proves her own judgment．In this part，the author elaborates the difficulties such as can machines be cheated and other doubts in the cases；finally，through the analysis， the author arouse some thoughts about the cases，which include the deficiencies of relevant laws and banking managements，as well as suggestions on how to enhance the preventi