中小企业融资的路径选择_毕业设计论文.doc

毕 业 设 计（论 文） 中小企业融资的路径选择 系 别： 人文与管理学院 专业名称： 财务管理 学生姓名： 学 号： 指导教师姓名、职称： PAGE PAGE iii 中小企业融资的路径选择 摘 要 随着经济全球化的加速以及市场竞争的日益激烈，中小企业的发展已经成为长久且重要的研究课题。我国中小企业发展迅猛，在发展经济、稳定社会、安排就业、出口创汇中都占据着极其重要的地位，已成为当代中国经济的一支重要生力军，对经济发展起到了至关重要的作用。但长期以来，我国中小企业都面临着各种各样融资难的问题，使其发展陷于瓶颈难以突破，这严重制约了我国中小企业的健康和顺利发展。因此，在此背景下探析中小企业融资问题，解决中小企业融资难问题是中小企业发展最为重要和棘手的问题，也是国家发展经济具有很大现实意义的问题。 本文以中小企业的融资问题为研究对象，阐述了选题的目的和意义，对中小企业等相关概念进行了界定，归纳了企业融资理论。以中小企业融资难为出发点，结合我国中小企业的特点，系统地分析了我国中小企业融资现状和存在的各种问题，深入探析了中小企业融资难的原因，并且从内源融资渠道、直接融资渠道、间接融资渠道等各个方面进行思索，尤其就内部和外部成因做了重点分析，在此探析基础上积极提出了拓展我国中小企业融资渠道、缓解中小企业融资困境的各种措施和建议． 关键词：中小企业 融资 策略 论文类型：应用型 mall and medium-sized enterprise financing problems probing Abstract As the economic globalizations acceleration and the increasingly fierce market competition, the small and medium-sized enterprise development has become long and important research direction. The small and medium-sized enterprises in developing rapidly, economic development, social stability, arrange employment, export income of occupying a very important position, the contemporary Chinese economy has become an important force for economic development, plays a vital role. But for a long time, the small and medium-sized enterprises are facing all kinds financing difficult problem, make its development bottleneck hard break, this in small and medium-sized enterprise seriously restricted the healthy and smooth development. Therefore, in this context, probing sme financing solve the difficulty in financing smes is small and medium-sized enterprise development is the most important and difficult problem, but also for national economic development has great realistic significance question. Based on sme financing for research object, this paper expounds the purpose and significance of subject to small and medium enterprises and other related concept is defined, summarizes the enterprise financing theory. Starting with sme financing, combined with icing the characteristics of small and med